Rates as of November 12th, 2008

Type Minimum Yearly Rate Annual Percentage Yield
Share Account under $5,000 $10 .50% .50%
Shares $5,000 and over $10 .50% .50%
Share Draft Accounts under $10,000.00 .00% .00%
Share Draft Accounts $10,000.00 and Over .25% .25%
Christmas Club $0 .50% .50%
Six Month Certificate $2,500 2.07% 2.09%
One Year Certificate $1,000 2.56% 2.58%
Two Year Certificate $1,000 2.62% 2.64%
Three Year Certificate $1,000 2.77% 2.80%
Four Year Certificate $1,000 2.95% 2.98%
Five Year Certificate $1,000 3.17% 3.20%

 

Rates as of March 24th 2008

Approval and your Annual Percentage Rate may be higher depending on your credit worthiness. Please ask a Financial Service Representative for details regarding how your rate is determined.
New & used cars & Trucks

90% Financing Fixed APR

(as low as)

100% Financing Fixed APR

(as low as)

36 months

4.50%

4.50%

48 months

4.50%

4.50%

60 months

4.50%

4.50%

72 months

5.00%

5.50%

Over 7 years old

5.50%

5.50%

Boats, motor homes, campers, and other RV loans

New purchases Fixed APR

Used purchases Fixed APR

$100 - $1,500 can be financed up to 24 months $1,501 - $5,000 can be financed up to 36 months $5,001 - $10,000 can be financed up to 48 months $10,001 - $15,000 can be financed up to 60 months $15,001 and over can be financed up to 72 months

(as low as) 6.25%

(as low as) 6.25%

Motorcycles

New purchases Fixed APR

Used purchases Fixed APR

Motorcycles can be financed up to 100% of the book value.

(as low as) 4.50%

(as low as)  4.50%

Signature Loans Fixed APR
You can use these funds to buy a computer, furniture, appliances, take a vacation, or anything else you may need.

(as low as) 9.9%

Home Equity Loans Fixed APR Set up fees
minimum $5,000.00

$5,000 to $9,999 up to 60 months

up to 84 months for loans $25,000 and over

up to 120 months over $25,000

(If you qualify, the credit union will loan up to 90% of the value of your home less any existing mortgages on your property.)

Call for Rate

$0

First Mortgage Loans Fixed APR

10 Year

Call for Rate

15 Year

Call for Rate

20 Year

Call for Rate

30 Year

Call for Rate

  (The total maximum loan limit for a real estate loan is $300,000.00 If you qualify the credit union will loan up to 95% of the value of your home.  Appraisal fees as well as all other fees connected with the First Mortgage Loan will be paid for by the member. )
Visa Credit Cards Fixed APR Annual Fee
Classic Card

Platinum Card

(No annual fee. 25 day grace period on all purchases. $25.00 late payment fee and $25.00 over credit limit fee.)

13.9%

9.9%

 

$0