Laclede Community Credit Union

 

Building Financial Relationships for Life!

Our mission is to provide our members with quality financial services while maintaining sound growth and financial stability. We are committed to providing them with the best selection of products and services that will help them meet their financial goals.

 

Laclede and Atlas- Coming Together

As many of you already know Laclede Community Credit Union and Atlas Community Credit Union have decided to join forces for the benefit of their membership.  In these tough economic times it has been increasingly difficult for smaller credit unions to survive and compete with products and services offered through larger credit unions and other financial institutions. Our membership has always and will always be our number one focus.  We pride ourselves on the ability to make each one of our members feel like family.  The coming together of our credit unions will help us continue that strength as well as improve the  services we are able to offer.  Laclede will now consist of five locations,

Broadway, Alton-618-465-2504

State St, Alton-618-467-2750

Bethalto-618-259-1628

Wood River-618-254-2823

Jerseyville-618-639-8989

 

We have been working very diligently on merging these two systems together and would like to inform everyone that effective April 1, 2010 our membership can access their accounts at any of the five locations.

 

Grand Opening!

To celebrate not only the 70th anniversary of Laclede but the joining together of these two credit unions we are planning some fantastic Grand Opening Festivities!  Please watch closely for more information on these events in the near future! 

 

Great services for Great Members!

Here are some of the great things we have to offer our members!

 

SAVINGS PROGRAMS

·         Share Accounts

This is a regular savings account that is started with a minimum deposit of $10.00. 

       ·         Share Draft Accounts

This is a checking account that requires NO minimum balance, has NO monthly service charges.

     ·         Money Market Accounts

Earn a higher dividend on your money with a Money Market Account.

   ·         Share Certificates

Six, 12, 24, 36, 48 and 60 month certificates available

  ·         Christmas Club Accounts

Get a jump start on saving for Christmas with a Christmas Club account.  Earn the same rate of interest as your regular shares and have a check with the balance sent to you on October 1st to start your holiday shopping.

 ·         SAFETY DEPOSIT BOXES

Also be assured that your belongings are safe! (Bethalto location)

LENDING OPTIONS

·         Automotive Loans

Great rates on new or used vehicles

 ·         Recreational Vehicles

This includes campers, ATV’s, boats, trailers, motorcycles, and tractors

 ·         Mortgages

We offer great competitive rates on first mortgages as well as refinances

 ·         Home Equity

Our home equity loans are at a great fixed rate.  Home Equities are a great option for home improvements, education, or consolidation.

 ·         HELOC

A HELOC is a Home Equity Line of Credit.  With a HELOC you don’t have to take the full amount of your limit at one time.  You decide how much or how little of your limit to spend!

 ·         SIGNATURE

Need cash for a computer, furniture, or appliances? Then a signature loan may be just right for you.

·         VISA Credit Card

We offer VISA cards at a low rate with no fee for cash advances, free purchase security and extended protection and ATM cash advances at ATM machines that display the VISA logo.

·         SHARE SECURED

A share secured is a great way to start building credit at a low rate of interest.

Other Great Services

 

Traveler’s Checks

 Savings Bonds

 License Stickers

 Notary Service

 Home Banking

 Online Bill Pay

 IRA’s

 Audio Inquiry

 Money Orders

 Official Checks

 Cashier’s Checks

 Gift Cards

 On-Sight ATM’s

 Night Depository

 Property Taxes

 Discount Tickets for Family Activities

 AND THE MOST IMPORTANT SERVICE WE OFFER:

 For every member to see a friendly smiling face when they walk through the door!  We want your experience at our credit union to be one that you enjoy and look forward too!