Looking for easier access to your credit union
accounts? We've got several services to help you gain just that.
Looking for easier access to your credit union
accounts? We've got several services to help you gain just that.
We have an ATM machine at our location, 3401 East Broadway, Alton Il. This machine will allow withdrawals, accept deposits, make transfers from one account to another, and make inquiries on your account balance. There is no fee or surcharge to use our ATM machine and is open 24 hours a day
LCU Access (Member Access Connection)
Your
credit union accounts are always close at hand with LCU Access. All you need is a
touch-tone phone, your account number and PIN number to access your accounts from wherever
you may be. You can perform balance inquiries, transfer funds between accounts,see what
checks have cleared, and more! You will need to call the staff at 618-465-2504 to have
your "PIN" number assigned to your account.
Using the LCU Access System
Helpful Hints for the LCU access System
Payroll Deduction
Payroll deduction allows you to designate a specified amount of money from
your paychecks for deposit to a credit union share account. The temptation to spend it is
not so great so it makes saving easier. Just look how your savings can grow!
| Weekly Deposit | Balance* |
| $5 | $260 |
| $10 | $520 |
| $20 | $1,040 |
| $50 | $2,600 |
*Based on 52 weekly deposits. Amounts do not include dividends!
Payroll deduction also serves as a convenient and economical way to repay a loan with Laclede Credit Union. It eliminates the hassle of writing a check each time your credit union loan payment is due. You won't have to worry about your loan payments being lost, stolen or forgotten because they are made automatically on time.
Check with your employer to see if they provide payroll deduction.
A credit union representative can assist you in completing the payroll deduction request forms so you can start using this convenient credit union service.
Direct Deposit
Put your funds right to work earning dividends -
it's the easiest way to save - and it relieves you from making a trip to the credit union
to deposit your check.
Many companies now make it possible for all or some of their employees to authorize their entire paycheck to be sent directly to the credit union.You'll save time because you won't have to stop by the credit union on payday to deposit your check. It's done for you automatically. Your net paycheck will be deposited to your account on your regularly scheduled payday. Even if you're on vacation or away on business, your deposit is made for you.
Like payroll deduction, you can allocate funds to shares, christmas shares, family member accounts and loan payments. The balance of your net check will then be placed in your credit union checking account. It's easy!
Check with your employer or the credit union to see if direct deposit is available. If it is, they should have the forms you need to get started.
Pre-authorized Payments
A pre-authorized payment is a method of making regular, automatic electronic transfers of funds to pay bills such as insurance premiums, club dues, etc.
To set up a pre-authorized payments you need to contact the place in which you would like an automated billing set-up. They will handle everything that is needed for your bill with them to come out of your account on a regular basis. If you would like more information about this please contact our office at 618-465-2504.
Home | C U info | Membership | Savings | Loans | ATM/Debit Cards | Passport Club | Board/Employees | Online Services
Laclede Credit Union 3401 East Broadway Alton Il. 62002 Phone: 618-465-2504 Fax: 618-465-1542